Money
Borrowing
Will applying for financial hardship hurt my credit score?
There are plenty of strategies to protect your credit score if your budget is under pressure.
- by Nicole Pedersen-McKinnon
Latest
Opinion
Interest rates
How Australians can take advantage of rising interest rates
Some investments benefit from higher interest rates and offer more flexibility than just term deposits.
- by Tim Keith
Analysis
Investing
Should I max out my offset account or invest in shares instead?
Figuring out how to make your money work harder for you can be challenging enough, let alone in a cost-of-living crisis.
- by Caterina Hrysomallis
Analysis
Interest rates
Respite for first home buyers as Sydney and Melbourne markets cool
Analysts expect the Sydney and Melbourne property markets to cool for the remainder of this year, giving those looking to get into the market more time.
- by John Collett
Analysis
Interest rates
Can’t bank on the RBA? Mortgage holders may have to get their own rate cut
Those with variable rate mortgages hoping for some repayment relief may have to haggle with their lender for a lower rate.
- by John Collett
Analysis
Retirement living
Want to be ‘carried out in a box’? How retirees can tap into the value of their homes
For many Australians over 65, a significant amount of their wealth is tied up in the family home. Here are some safe ways to access it.
- by Kaye Fallick
Opinion
Ask an expert
I’m recently divorced. Should I pay off my mortgage or boost my super?
There are two simple things you need to aim for at retirement: enough money to live on and a property to live in. Working out which to prioritise can be hard.
- by Nicole Pedersen-McKinnon
Opinion
Ask an expert
Are we too old to buy a few investment properties?
While it’s never too late to start investing, there are a few crucial considerations to keep in mind before you buy an investment property.
- by Noel Whittaker
Opinion
Ask an expert
Should we borrow $500,000 and invest it in shares?
Borrowing to invest is certainly a key wealth creation strategy, but it all comes down to your appetite for risk.
- by Paul Benson
Which big bank is betting that rate cuts are imminent?
One of the big four banks in Australia has slashed its three-year fixed rate by a huge 60 basis points as it bets big on interest rates going down.
- by Nicole Pedersen-McKinnon